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Wells Fargo and Company (NYSE: WFC) is a diversified, community-based financial services company with a fortune of $1.5 trillion. Founded in 1852, Wells Fargo is headquartered in San Francisco and offers bank, insurance, investment, mortgage and consumer finance and trading financing financing on more than 9,000 sites, 12,000 ATMs and the Internet (wellsfargo.com) and has branches in 36 countries to assist customers who do business in the global economy. With more than 264,000 team members, Wells Fargo serves one of three homes in the United States. Wells Fargo and Company was ranked 25th in the 2013 Fortune ranking of the largest U.S. companies. Wells Fargo`s vision is to meet all of our customers` financial needs and help them financially succeed. Wells Fargo prospects are also available on blogs.wellsfargo.com. When it comes to the cards you can carry in your wallet, there are two main types: debits and credits. You look the same and even have the same information as your name and card account number. Most retail sites accept both types of cards, and you use them the same way: wipe or insert the chip into a card reader.

There are similarities, but there is a big difference between debit and credit cards that you should understand. Dillard`s, Inc. is one of the country`s largest fashion, cosmetics and interior textile retailers, with annual sales of more than $6.5 billion. The company focuses on offering maximum fashion and value to its buyers, offering a compelling choice, complemented by exceptional customer service. Dillard`s stores offer a wide range of quality products and products from national and exclusive brand sources. The company operates 278 Dillard sites and 18 clearing centers in 29 states, as well as an online store in www.dillards.com. Ask for a copy of your credit card contract in four simple steps: check out the new account agreements using the links provided. To request a copy of your existing account contract, call the number on the back of your card.

1With zero liability protection, you are not held responsible for unauthorized card transactions. You will find more information about liability for unauthorized transactions in your consumer credit card customer agreement and disclosure statement or in your Wells Fargo account contract, as well as in the terms and conditions of card sales. Wells Fargo offers private labels and credit cards to U.S. retailers through the Retail Services in Consumer Credit Solutions division. With more than 50 years of experience in the consumer finance industry, Wells Fargo credit programs are available at 30,000 commercial sites nationwide. Greenhill co. and First Annapolis Consulting, Inc. served as financial advisors and Simpson Thacher-Bartlett as counsel to Dillard`s as part of the agreement.

Wells Fargo and Dillard announced an agreement for Wells Fargo to fund, exhibit and serve the credit cards of Dillard`s private label and co-branding. To request a copy of your account contract or ask other questions about your credit card account: Dillard`s Media - Investors:Julie Johnson Bull, 501-376-5965julie.bull@dillards.comorWells Fargo Media:Kate Pulley, 917-260-1673catherine.b.pulley-dennison@wellsfargo.comorWells Fargo Investors:Jim Rowe, 415-396-8216jim.rowe@wellsfargo.com SAN FRANCISCO - LITTLE ROCK, Ark.-(BUSINESS WIRE)-Wells Fargo -Company (NYSE: WFC) and D`sillard, Inc.